據網友回憶，2018年12月四級翻譯題目為中國移動支付市場。那么中國移動支付市場應該如何翻譯呢?有哪些專業用詞呢?

　　【手機改變生活方式】

　　越來越多的中國人現在的確離不開手機了。他們中的許多人，包括老年人，都使用手機應用程序保持聯系并拓寬朋友圈。他們也用手機購物，查找信息，因為手機便于攜帶。此時，使用手機應用程序通信比傳統電話便宜。然而，這種新趨勢導致人們在社交時過度依賴手機。事實上，一些年輕人已經變得十分上癮，以至于怠慢了與家人和朋友面對面的交流。

　　Today, more and more Chinese can't leave phones. Many of them, including old people, use phone apps to keep in touch and make more friends. They also use phones for shopping and searching information as phones are easy to carry. Besides, the communication by mobile apps is cheaper than that by traditional phones. However, the new trend makes people rely on phones too much. In fact, some young men have become so addicted that they ignore the face-to-face communication with their family members and friends.

　　【手機改變閱讀方式】

　　由于通信網絡的快速發展，中國智能手機用戶數量近年來以驚人速度增長。這極大地改變了許多人的閱讀方式。他們現在經常智能手機上看新聞和文章，而不買傳統報刊。大量移動應用程序(apps)的開發使人們能用手機讀小說和其他形式的文學作品。因此，紙質書籍的銷售受到了影響。但調查顯示，盡管能手機閱讀市場穩步增長，超半數成年人仍喜歡讀紙質書。

　　Because of the rapid development of the communication/telecom network, the number of China's smart phone users has increased at a surprising speed. This has greatly changed many people's way of reading. They read news and articles on phones, not on traditional newspapers. The development of a large number of apps for mobile phones enables people to read novels and other literary works on phones. Therefore, the sale of paper/printed books is affected. However, the survey shows that although the mobile-reading market is increasing steadily, over 50% of adults still like reading paper books.

　　【手機改變支付方式】

　　過去幾年里，移動支付市場在中國蓬勃發展。隨著移動互聯網的出現，手機購物逐漸成為一種趨勢。18到30歲的年輕人構成了移動支付市場的最大群體。由于現在用手機付款很容易，許多消費者在購物時寧愿用手機付款，而不愿用現金或信用卡。為了鼓勵人們多消費，許多商店給使用移動支付的顧客打折。專家預測，中國移動支付市場未來仍有很大發展潛力。

　　In the past few years, mobile payment market has developed rapidly in China. With the appearance of mobile internet, shopping on phones has become a trend. The young men between 18 and 30 make up the biggest group of users of the mobile payment market. As the payment by phone is very easy, many consumers are willing to use phones to pay for shopping, not willing to use cash or credit cards. To encourage people to buy more, many shops give discounts to customers who use mobile payment. Experts predict that Chins'a mobile payment market has great potential of development.

　　中國移動支付市場 mobile payment market in China

　　支付方式 form of payment

　　終端用戶 end-user

　　現金 cash

　　移動設備 mobile device

　　商品和服務 goods and services

　　網絡 networks

　　信用卡 credit cards

　　借記卡 debit cards

　　移動錢包 mobile wallet

　　增長(n.) growth

　　應用(n.) application

　　市場規模 market size

　　增長率 growth rate

　　市場趨勢 market trends